/* OneDealer Finance Flex approved qualification: dense clear G0 forms; no neon */
#panel-smart .ff-qic-block{min-width:0;margin:13px 0 18px;padding:14px;border:1px solid #dce5ed;border-radius:12px;background:#f7fafc}
#panel-smart .ff-qic-block legend{padding:0 7px;color:#1d557f;font:750 12px Montserrat}
#panel-smart .ff-qic-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 13px}
#panel-smart .ff-qic-grid[hidden],#panel-smart .ff-qic-grid>.field[hidden]{display:none!important}
#panel-smart .ff-qic-grid .field{margin:0}
#panel-smart .ff-qic-grid input,#panel-smart .ff-qic-grid select{min-height:42px;background:white;border:1px solid #d7e2eb;border-radius:9px;font-size:12px}
#panel-smart .ff-qic-grid label{font-size:11px;color:#365978}
#panel-smart .ff-qic-info{font:450 10px/1.5 Inter;color:#708598;margin:9px 0 0}
#panel-smart .ff-spouse-approval{display:flex;gap:8px;margin-top:10px;font-size:11px;color:#496d88;line-height:1.5}
#panel-smart .ff-qic-budget-note{margin:12px 0;padding:12px;border-radius:10px;border:1px solid #dce8ef;background:#f2f7fa;color:#365e78;font:650 11px Inter}
#panel-request .ff-wizard-layout{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(300px,.9fr);gap:18px;margin:16px auto;max-width:1490px}
#panel-request .ff-wizard-main{min-width:0;background:#fff;border:1px solid #e1e7ed;border-radius:16px;padding:21px 22px;box-shadow:0 3px 14px #162b420b}
#panel-request .ff-wizard-side{display:grid;gap:14px;align-content:start}
#panel-request .ff-wizard-side .card{background:#fff;border:1px solid #e1e7ed;border-radius:14px;padding:18px;box-shadow:none}
#panel-request .ff-wizard-steps{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:4px;margin-bottom:20px}
#panel-request .ff-wizard-step{display:grid;gap:7px;justify-items:center;text-align:center;font:600 9px Inter;color:#8597a8;border-bottom:2px solid #dce6ed;padding:8px 2px}
#panel-request .ff-wizard-step b{display:grid;place-items:center;width:25px;height:25px;border:1px solid #d9e5ee;border-radius:50%;font:700 11px Inter}
#panel-request .ff-wizard-step.current{color:#176cab;border-color:#167ac8}
#panel-request .ff-wizard-step.current b{color:white;background:#146eb4;border-color:#146eb4}
#panel-request .ff-wizard-step.done{color:#357969;border-color:#5ba38b}
#panel-request .ff-wizard-pane[hidden],#panel-request .ff-wizard-nav button[hidden]{display:none!important}
#panel-request .ff-wizard-pane .section-head h2{font-size:20px;color:#173b5b}
#panel-request .ff-wizard-pane .section-head p{color:#72899b;font-size:11px;line-height:1.5}
#panel-request .ff-application-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 14px}
#panel-request .ff-application-grid .field{margin:0}
#panel-request .ff-application-grid input,#panel-request .ff-application-grid select{min-height:43px;border:1px solid #d8e3ec;border-radius:9px;background:#fbfcfe;font-size:12px}
#panel-request .ff-review-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
#panel-request .ff-review-grid>div{display:grid;gap:6px;min-width:0;padding:12px;border:1px solid #e3eaf0;background:#f8fafb;border-radius:10px}
#panel-request .ff-review-grid span{font:500 10px Inter;color:#738a9d}
#panel-request .ff-review-grid strong{font:700 11px/1.4 Inter;color:#174365;overflow-wrap:anywhere}
#panel-request #ff-wiz-mini .ff-review-grid{grid-template-columns:1fr}
#panel-request .ff-confirm{display:flex;align-items:flex-start;gap:8px;margin:15px 0;padding:12px;border:1px solid #dce8ef;border-radius:9px;font-size:11px;color:#3b6280}
#panel-request .ff-confirm input{accent-color:#1979c3}
#panel-request .ff-wizard-nav{display:flex;align-items:center;justify-content:space-between;gap:10px;border-top:1px solid #e7edf2;margin-top:19px;padding-top:16px}
#panel-request .ff-wizard-nav button{min-height:38px;border-radius:8px;padding:9px 16px;font:700 11px Inter}
#panel-request .ff-wizard-nav span{font:600 11px Inter;color:#7a8d9f}
#panel-request .ff-wizard-error{padding:12px;border:1px solid #edd8b2;background:#fff7ea;border-radius:9px;font-size:11px;color:#8e5d23}
#panel-request .ff-wizard-error[hidden]{display:none}
#panel-request .ff-bank-choice{display:flex;gap:12px;align-items:center;border:1px solid #dce7ef;border-radius:9px;padding:13px 15px;margin:8px 0;cursor:pointer}
#panel-request .ff-bank-choice>span{display:grid;gap:4px}#panel-request .ff-bank-choice b{font-size:12px;color:#244966}
#panel-request .ff-bank-choice small{font-size:10px;color:#7c91a3}
#panel-request .ff-safe-notice{padding:14px;background:#f4f8fa;border:1px solid #d7e5ec;border-radius:10px;font:500 11px/1.6 Inter;color:#58758c;margin:14px 0}
#panel-request .ff-doc-note{padding:15px;border:1px solid #e1e8ee;border-radius:10px;font:500 11px/1.6 Inter;color:#5d7589;margin:13px 0}
#panel-request .ff-doc-note strong{display:block;color:#365875}
@media(max-width:1040px){#panel-request .ff-wizard-layout{grid-template-columns:1fr}}
@media(max-width:680px){#panel-smart .ff-qic-grid,#panel-request .ff-application-grid,#panel-request .ff-review-grid{grid-template-columns:1fr}#panel-request .ff-wizard-steps{grid-template-columns:repeat(3,minmax(0,1fr))}#panel-request .ff-wizard-main{padding:15px}}

/* QIC premium optional sections / transparent assumptions */
#panel-smart details.ff-qic-optional{display:block;padding:0;border:1px solid #dce5ed;border-radius:12px;background:#fafbfd}
#panel-smart details.ff-qic-optional>summary{display:flex;align-items:center;gap:9px;cursor:pointer;list-style:none;padding:15px 16px;font:750 12px Montserrat,Inter;color:#365b76}
#panel-smart details.ff-qic-optional>summary::-webkit-details-marker{display:none}
#panel-smart details.ff-qic-optional>summary small{font:500 10px Inter;color:#70899b}
#panel-smart details.ff-qic-optional>summary:after{content:"⌄";font:750 18px Inter;color:#6085a3;margin-left:auto}
#panel-smart details.ff-qic-optional[open]>summary:after{content:"⌃"}
#panel-smart details.ff-qic-optional>.ff-qic-grid{padding:0 15px 12px}
#panel-smart details.ff-qic-optional>.ff-qic-info{padding:0 15px 13px;margin:0}
#panel-smart .ff-qic-status.ff-preliminary{background:#eef5fb;color:#295b82;border-color:#d8e7f3}
#panel-smart .ff-qic-profile-prompt,#panel-smart .ff-qic-assumptions{margin-top:11px;padding:12px 14px;border-radius:10px;border:1px solid #d7e4ed;background:#f5f9fc;color:#40617c;font:500 11px/1.55 Inter}
#panel-smart .ff-qic-profile-prompt strong{display:block;margin-bottom:5px;color:#254b69;font:700 11px Inter}
#panel-smart .ff-qic-profile-prompt p{margin:0}
#panel-smart .ff-qic-assumptions{color:#698095;background:#fafbfd;border-color:#e1e8ed}
#panel-smart .ff-qic-status.out_of_range{background:#fff4ed;border:1px solid #f1d1bf;color:#914f30}
#panel-smart .ff-qic-status.out_of_range:before{content:"⚠";display:inline-block;margin-right:9px}